If you live in or visited Northern NJ, chances are you have heard of Pub 199 and maybe even eaten there.  Well for those of you who have, you know that they were known for their economically priced seafood and had the best crab legs and six pound lobsters around.  It was just a great place for friends and family alike to eat dinner together in a nice relaxed atmosphere with great food and great drinks.


On Friday morning, around 3am, there were reports of smoke coming from the restaurant that eventually turned into a fully fledged fire which led to the demise of the restaurant.  Many patrons woke that morning to the news that one of the best restaurants around had been burned to the ground.  It was a sad day for all of those who loved Pub 199 and also for those who have yet to eaten there.


Many would say that the best thing about this restaurant wasn’t even the food; it is walking into the dining room and being surrounded by animals hanging on the wall which were mostly hunting trophies of the owner of Pub 199. No matter how old or young, the first time you step into that dining room you are amazed at the variety of animals, even elephants and giraffes that are hanging on the walls.  It’s almost like they were protecting the restaurant and its patrons.


As we talk with each other and express our sadness about the loss of this great place, the question may come to mind; will the restaurant ever be the same without those animals?  Can you even buy insurance on such things?  Well, after some research, I have found a few companies who offer insurance on such a thing.  Not only will they cover the trophy itself, but the hunting trip for you to go back out and try to regain these trophies once more.  Consider what it would actually take to get some of these animals back?  Some of them were hunted in Africa on safari which can cost tens of thousands of dollars. The insurance companies that specialize in this coverage will actually pay for you to go back to Africa and take another chance at hunting those animals.  Here is just one company that offers this coverage:  http://www.huntandtravel.com/trophyins.htm.


I think we can all agree that we hope Pub 199 is rebuilt and that we will be able to make more memories for years to come and that many more generations will be able to enjoy its atmosphere.

Japan Day 7

Japan day 7

After having some cereal for breakfast, my host father dropped me off at the hotel where our group met up once again. At this point, I had the unfortunate responsibility of advising a child that her grandmother had passed away. Luckily the student had said her goodbyes before he left for Japan, while she was a bit sad, it wasn’t so bad. After about a 2 and a half hour drive and most of Captain America (movie) we made our way to Kochi. We were greeted by a welcome party of Kochi Rotarians and our host families. After lunch we made our way to the grocerty store to buy some foods that I enjoy. This was a short trip since I am intent on eating what the family eats, at any cost :).

When we arrived at my families home, I was pleasantly surprised that I would be staying in my own apartment above my host family’s. Don’t get me wrong, I like spending time with my host, though, I also enjoy having my own space. This was perfect. The host family spoke pretty good English as well.

After resting for a few hours, my host father, his daughter and grand daughter took me out to dinner to an italian restaurant. We ate so much “pizza” and pasta that we thought we might explode. We returned home and his daughter and grand daughter came up to my apartment and we talked for a while. It was really good to be able to talk to people who speak fluent English.

Japan Day 6

Japan day 6

When I woke up in the morning, my stomach still wasn’t feeling great so I rested around the house for most of the morning. At around 1pm, my host father and I went to an art museum. The museum was neat because it was all recreated famous paintings. I was able to see many familiar pieces of art.

After walking through the entire museum for a few hours, we went to dinner at a small coffee shop and at sandwiches. My first meal of the day certainly felt good. Whe we were done, we set on our way to a Tokushima Voltis soccor game. The game was pretty exciting and ended in a tie. While at this game I met the Govenor of Tokushima, the owner of the soccor game, and the owner of Pocari Sweat (well known beverage company). It was pretty awesome.

This was my last day at this home stay so after the game we went home so I could pack all of my belongings.

Japan Day 5

Japan day 5

Today was one of 2 days to spend with our host family. I slept a bit later than usual and woke up at 8am. My host family made me a triditional Japanese breakfast including salading, miso soup, and a rolled egg. After breakfast, myself and the Mrs. went to an indigo shop and made some beautiful scarves by dying them in a tub of Indigo.

Once our scarves were dry, we went to lunch at a Tokushima Ramen shop. This type of ramen is deliciouse, though a bit to greasy for my belly to handle. After lunch we went to an Awa dance show and learned how to do the dance where I ran into 2 students. I ended up winning first place in Awa dance.

We went back to the house to take a nap. When I woke up, the ramen came back to haunt me and my stomach wasn’t feeling so hot. I skipped dinner and went back to rest.

Japan Day 4

Day 4: Tokushima

Today was another early start to a long day beginning around 8am where we all met a hotel to get on the bus. We took a ride over to their famous whirlpools. Under the largetst bridge in Japan there is a lookout area with a glass bottom floor so you can see the whirlpools. Unfortunately when we got there, there were no whirlpools. Immediatly after that we were on our way to lunch. This time it was at a place called Halleluah Sweet Shop which is owned by a fellow Rotarian. There we indulged in a fabulous buffet with all different types of food. Once again the students where quite open minded about what they are eating which is great.

After lunch we made our way over to Toko Highschool. Here, our students participated in an English class. The Japanese students were so happy to see us Americans and gave us a good welcoming. After “class” the students were broken up into groups including archery, caligraphy, tea ceremony, and music. I visited each of theses classes and was very impressed on how the Japanese students were teaching our American students, their English is very good.

When it was time to leave we found out that one of the students was very homesick and wanted to go home. We had her call her parents from the hotel but they refused to pay for a plane ticket home. Hearing that conversation was heart breaking. After a few changes to the room stays, we were able to put her with her best friend for the duration of the trip.

At night, I went to dinner with my host family in honor of a long term exchange student that stayed with them. There was about 20 people at this dinner including 2 of my students. We had a lot of different food at this dinner including squid and mango yogurt which was yummy.

This day ended with a great nights sleep.

Japan Day 3

Day 3

I didn’t get a chance to write this down yesterday as I was too tired and went straight to bed after getting to my first host family’s home.

The morning started off at around 6:30 and breakfast at 7. Like yesterday, the breakfast was both Japanese and American food which was a great start to a long day. At around 9:45 we loaded up the bus again and made our way to Nara which was about 1 1/2 hour away. Once there we visited the “Big Buddah” temple. Once you walk inside the temple, you are greeted with the largest Buddah statue in the world. This statue was massive. Once we walked around to the other side, there was a hole in a pillar that symbolized buddah’s nostril. The idea behind it is that if you can fit through the hole, you will be on the path to enlightenent. All of the students were able to fit through so I guess we are a pretty enlightened group :).

Once we left the temple, we went on our way to lunch. Yup, you guessed it, another tofu restaurant. This time however, they did have some fried crab and a few other unrecognizable items. I must say, the students have been great with trying everything that is served to them, even if it looks a bit scetchy.

After lunch we loaded back up and began our 3 1/2 hour journey to Tokshima on the Shikoku island. Once there, we were greeted by about 30 rotarians, including our host families. The mood changed a bit when we all realized we would be parting ways, though, there weren’t any tears so I am sure everyone is going to be fine. I am staying with a lovely couple, Mr. and Mrs. Tanaka. Once we arrived at their home, Mr. Tanaka was gracious enough to take me on a tour of his house and downstairs to meet his parents who were very happy to meet me. We sat in the takami room and Tanaka Senior took at a world atlas so that he could see where I was from. We had a great conversation even though they could not speak English, Mr. Tanaka was able to translate. His mother has invited me to a tea ceremony on Sunday in honor of July 7th which is a Japanese honoring when a prince and princess meet for the only time each year. I believe we will also be going to a Tokoshima soccor (futbol) game on Sunday.

That’s all for now!!

Japan Day 2

Day 2 in Japan June 27

This morning I was up before the son at a very early 4:30. It was really nice to see the sun come up over Osaka. After going for a short walk with Stacey, another leader, I was able to come back and access the internet for a very short 10 minutes to let my family know I was safe, cost 100yen for 10 minutes which is roughly $.70 American. We all sat down to a very traditional breakfast with different foods such as miso soup seaweed and a sticky soybean mixture called Nautto. The students and leaders kept a very open mind and tried pretty much everything.

Right now I am writing to you from a tour bus on our way to Kyoto, the ancient capital of Japan. Our tour guides name is Yumi, she is very knowledgeable about Japan so we will be learning a lot today on our journey.

Well, that is all for now! Stay tuned to find out what type of adventures we had today!!

Once we made it to Kyoto, we visited 3 different Buddist temples and at lunch at a tofu restaurant, which was actually a lot better then it sounds. We got back to the hotel around 4 and the students got a chance to explore Kyoto for a bit on their own. Dinner was a delicious Japanese meal with some recognizable food thrown in and everyone agreed it was delicious.

After dinner, the group went out on a Gesha Hunt. I know this sounds completely insane and in the US would not actually be an acceptable act to go out in search of an “escort”, though, in Japan it is widely accepted. Our host explained that a Gesha is someone who is paid to keep a gentleman company. For example, they would acompany the gentleman to dinner and serve his dinner, pour his wine and dance for him. Basically in our culutre it is a more traditional escort. I digress. After dinner, we all got in cabs and make our way to what I can only call Kyoto’s red light district, though not as seedy and crime ridden as it sounds. Unfortuneatly, after walking for a while, we did not find any Geshas. We all walked over to the shopping district but were too tired to do anything so we went back to the hotel.

I am off to bed now as I think the jet lag is setting in and I have only had about 4 hours of sleep in the last 24 hours.

Tommorow we are off to Nara and our first host family!!

Japan: Day 1

Day One:

The day began at about 6am when I woke up to get ready to meet the group at the Madison YMCA. After checking the students in and collecting their passports we were on our way to JFK airport. The drive went off without a hitch. Once we made it to the airport, we were able to fly through security and check our bags with ease. Once we reached the gate, the students went off on their own to find some lunch for themselves. Roughly 10 minutes before boarding time (2:30pm), a voice came over the loud speaker that there was a delay of about a half hour. We did what we had to do and waited patiently. Once we boarded the plane there was more maintenance to be had on the plane delaying us for another hour. Just as the plane was fixed, the rain came on in, delaying us another 45 minutes or so.

Finally, we were in the air around 5:00. The flight that seemed like and endless trip to no where was actually quite entertaining with many movies, games and tv shows to choose from. Of course after 10 or so hours in the plane, who wouldn’t start to get wrestless. The staff was quite accomodating to us, serving us two full meals and a “midnight” snack along with tea and coffee just about every hour.

Right around 8:30pm we landed in Osaka and were able to get through customs quickly to meet our fellow Japanese Rotarians in the lobby where they were waiting with open arms. A short 15 minutes ride and were were at the Bellevue Garden Hotel where there was a very American buffet with chicken fingers and pizza waiting for us. While it did comfort many of us, I could also feel some dissapointment in the room as we were all excited for some local chow.

Now I am in my hotel room, tasting my very first Japanese vending machine beer and very much enjoying it. Stay tuned for some more adventure…


This just in, Your Insurance Girl will be visiting Japan for the next three weeks.  I will be joining Rotary district 7470 on the Ross Redmond Short Term Youth Exchange.  Myself, two adults and roughly 26 young adults will begin our journey in Osaka, Japan and tour around the island of Shikoku.

While there, we will actually be living with Japanese Rotarians and their families, being completely immersed in their culture.  People keep asking me what I am most excited about, my answer is always THE FOOD.  I know there are so many things to see, though, I can’t tell a lie.  I am a foodie.

Anyway, stay tuned for awesome posts about everything we are doing in Japan.

Asian Doctor

Travel Medical Insurance


Are you planning a vacation over seas this summer?  Still trying to figure out what to pack in that suit case knowing the limits is only 45lbs.  Well here is something very light, very inexpensive, and could save your vacation.  Yup, you guessed it, Travel Medical Insurance.  OK, maybe you didn’t guess that, either way, I am not kidding when I say it could save your vacation.

Imagine, your in Japan and after a few dozen shots of sake you lose your balance and break an arm or fall down and get a concussion.  There is a 99.9% chance that your health insurance (if you have any) is not going to cover you while traveling out of the country.  In most countries they require full payment up front when a foreigner is brought in to a hospital or doctor’s office.   If only you had called your local agent to find out about medical insurance.  That hospital that now wants $1,025,987 yen to fix your arm would have treated you without any question, and for only about $40 out of your pocket had you purchased this priceless coverage.

And no, it doesn’t come with a happy ending…